Now live on Google Play

Everyday payments for every Nigerian.

RAFA, also known as RAFA SoftPOS, is the everyday payments app for Nigerians. From kiosk vendors to enterprises, get paid by QR code or bank transfer, send money to any bank, pay bills and turn airtime into cash, all on the phone you already own. Tap to Pay, which turns your Android phone into a card terminal, is coming soon.

Download RAFA on Google Play

What you can do with RAFA today

  • Get your own account number for bank transfers. Every payment shows in the app as soon as it lands, so fake alerts can't catch you out.
  • Get paid by QR code. Show your RAFA QR code with the amount, and the customer scans and confirms.
  • Send money to any Nigerian bank.
  • Pay for electricity, cable TV, data and airtime.
  • Turn airtime into cash.
  • Create virtual USD and Naira cards for supported online payments.
  • Follow your balance, transactions and sales in real time.
  • Sign in and approve payouts with Face ID or your fingerprint.

Coming soon

  • Tap to Pay: accept contactless Verve, Visa, Mastercard, Amex and UnionPay cards on an NFC Android phone running Android 8.0 or later. See how Tap to Phone will work.
  • Payment links you can share by chat, social media or your online store.

Who RAFA is for

Every Nigerian: market traders, kiosk owners, food sellers, salons, delivery riders, freelancers, shops, businesses and enterprises.

What RAFA costs

RAFA is free to download, with no hardware rental or monthly fee. When Tap to Pay launches, card taps will cost 1.1%, capped at ₦1,500, and you will be paid instantly (T+0).

About RAFA

RAFA SoftPOS is a product of TrovaNaija Ltd, 97 Adeola Odeku Street, 2nd Floor, Union Bank Building, Victoria Island, Lagos. The founder and CEO is Rotimi Rasheed Oshinubi. RAFA's banking and switching partners are Korapay and Interswitch. For help, email support@rafa.ng. More about RAFA.

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